INTEGRATED, SMARTER, HOLISTIC FINANCIAL STRATEGIES

Monitored and Managed by a Personal Macro-manager

EVERYTHING IN YOUR LIFE IS CONNECTED

You need your advisors to do more for you

WE HAVE CHANGED THE CONVERSATION

Strategy-driven rather than product-focused

YOUR LIFE IS FAST PACED AND COMPLEX

It’s time to get more from your financial advisor

LOOK BEYOND TRANSACTIONS, SALES AND PRODUCTS

Replace Guesswork with proven strategies and facts

THE CONVERSATION ABOUT MONEY NEEDS TO GO FROM PRODUCT-FOCUSED TO STRATEGY-DRIVEN

We’ll shatter your pre-conceived ideas about money and what to expect from your financial advisor.  A custom personal financial model is created for each client and it is monitored and managed by your Macro Manager to ensure everything is working together to achieve your goals. Instead of a Financial Junk Drawer of ineffective and uncoordinated products, we deliver integrated strategies to reduce debt, build wealth, lower risk, add benefits and increase retirement income.

Life is full of unpredictable things. Loss of a job, disability, lawsuit, business failure, tax law changes, financial institution fees, inflation, recessions, and death that can greatly affect your financial stability to name a few. We can’t always stop or change these events, but what if there were ways to negate or recuperate the losses? What if there were ways to bolster your saving efforts and better protect the assets that you have? What if you could have real financial peace-of-mind?

WE ARE A DIFFERENT KIND OF FINANCIAL SERVICES FIRM.

OUR FOCUS IS ON HOLISTIC PLANNING & WEALTH BUILDING STRATEGIES

Your life is busy and complex. You need clarity, integration and one team that understands all the moving parts so that you can focus on what is important – living life and enjoying your wealth.

HOLISTIC

We provide complete personal financial planning to help you and your family make the best decisions with your money.

COLLABORATIVE

It is our passion to work together with you. Our goal is to educate you on what your present financial position is, investigate with you ways to improve and ultimately see you take control of your future.
w

RESPONSIVE

Our priority is to be available when you need us, in person, over the phone, or electronically, to provide you with timely advice and respond promptly to your needs.
s

RISK MANAGEMENT

Not just the market, guard against all factors that threaten your control and liquidity.
~

ASSET PROTECTION

Protection plugging the gaps and eliminating hidden costs silently eroding all you’ve earned.

INVESTMENT ADVICE

Fact-based investment decisions and a tested plan to achieve your financial goals.
l

RETIREMENT PLANNING

We put it all together so you’ll have enough by maximizing opportunity and mitigating risk.

INSURANCE PLANNING

Ensure amazing benefits while you’re enjoying life that protect your loved ones and your legacy.

ESTATE PLANNING

The idea is to live, spend and enjoy your wealth and leave it behind and protect your legacy.

CASH FLOW MANAGEMENT

Increase cash flow with reduced costs, fees and penalties but without unnecessary products.

DISTRIBUTION PLANNING

Don’t settle for living off interest alone when you can spend principal and interest safely.

DEBT MANAGEMENT

We will help you evaluate your good and bad debt and come up with effecient ways to pay down your debt.

WHO IS TOM GAIGE?

Tom Gaige Financial Strategies | Lakeland, Florida

Tom Gaige

Advisor | 21st Century Financial

Thomas Gaige is a husband, a father of four  and thinks of himself as a MacGyver kind-of-guy.

Originally from rural Upstate New York, Tom spent his young adulthood obtaining a mechanical engineering degree, traveling, living overseas, learning Spanish, working hard and owning several businesses. With an uncanny ability at problem-solving, designing and building things, Tom is able to quickly identify issues, find solutions and implement strategies. He was introduced to Central Florida by a business partner and fell in love with the area many years ago. In 2010, he officially made the move by taking a directors position at a local non-profit organization in Lakeland.

During his tenure at the non-profit, Tom’s passion for helping others only deepened. The idea of being able to add value and change the lives of people drove him to look for a way that he could truly impact lives throughout lifetimes. With his varied background and years of experience, he took steps in training to begin working in financial services and he joined a holistic financial advisory firm based in Tampa, Florida. Tom always brings a high level of integrity, energy, persistence, and dedication to his client’s endeavors. A personal relationship approach is always emphasized to better serve the ever-expanding and changing needs of the dynamic financial world. His purpose is to advocate for his valued clients; and those that they care most about; by utilizing a process that protects, maximizes their wealth potential and allows for the control and enjoyment of that wealth.